Home Finance

Home financing resources and information at your fingertips.

Tryon Highlands: 1201 SW Opelia Street

The Perfect Combination: Great Rates & Exceptional Service

Take advantage of the ease and convenience of working with Legend Homes’ Preferred Mortgage Companies.

In addition to low rates, exceptional service and the best loan terms available, Legend’s Preferred Lenders work closely with our building team to ensure a smooth and timely closing, every time.

Finance your new Legend Home with one of our preferred lenders listed below!

For purchases in Legend at Villebois:

For purchases in Willamette Landing:

Rates are subject to change, see Preferred Lender for details. Marketed by Legend Homes CCB 55151.

Home Buying Hints

What You Should Know About Buying a Home

  • Get Pre-Qualified – prior to your new home search. This allows you to make an immediate offer once you’ve found your dream home.
  • Know Your Credit. This is critical for the type of loan and interest rate you may qualify for.
  • No More Debt. You are pre-qualified partly by the amount of debt you carry. You could hinder your chance of getting the loan by incurring more debt.
  • Don’t Change Your Career. Lenders consider your job and industry tenure as part of the qualification process. Changing jobs during the loan process could get you turned down for the loan.
  • Don’t Wait To Get the Loan. As soon as you’ve found the home of your dreams, call your loan officer and get the loan process going. The faster your loan closes, the sooner you can move into your new home.

Mortgage Checklist

For All Loans

  • All W-2s for the past two years
  • Most recent pay stubs covering the past 30 days
  • Last 2 months bank statements for all IRA, 401k and investment accounts…all pages
  • Residential address for the past 2 years, if renting provide contact name and number of landlord(s)
  • Name and phone number of insurance agent
  • Proof of retirement income and/or social security income*
  • Copy of rental agreements from income property*
  • Child support/alimony: provide copy of separation agreement and/or divorce decree, plus proof of receipt for previous 12 months*
  • Complete bankruptcy and discharge papers, plus explanation of bankruptcy*
  • Copy of Trust document*

For Self Employed

  • Two years signed and dated tax returns, all schedules
  • Current Profit and Loss statement
  • Partnership tax returns, all schedules
  • K-1s

*If necessary, depending upon situation.